Business Loan
Fuel Your Business Growth with Flexible Business Loans
Get the financial support your business needs to expand, upgrade, or manage cash flow. Finalix India offers business loans with competitive interest rates, flexible repayment options, and quick approval processes.
Loan Amount: ₹50,000 to ₹2 Crores
Interest Rates: 10.5% to 16% p.a.
Tenure: 1 to 5 Years
Quick Approval in 72 Hours
Quick Disbursal
Our Offerings
Types of Business Loans
Working Capital Loan
Manage daily operations, purchase inventory, and meet short-term business requirements with flexible working capital financing.
- Up to ₹1 Crore
- 12-24 Months Tenure
- Minimal Documentation
Business Expansion Loan
Fund your business expansion plans, open new branches, or enter new markets with our expansion financing solutions.
- Up to ₹2 Crores
- 3-5 Years Tenure
- Collateral Free Options
Equipment Financing
Purchase new machinery, vehicles, or technology upgrades with specialized equipment financing tailored to your needs.
- Up to ₹75 Lakhs
- Equipment as Security
- Flexible Moratorium
Why Choose Us
Key Features of Our Business Loans
Competitive Interest Rates
Starting from 10.5% p.a. with transparent pricing and no hidden charges.
Minimal Documentation
Simple application process with basic business and KYC documents required.
Quick Processing
Loan approval within 72 hours and disbursal in 5-7 working days.
Flexible Repayment
Choose from monthly, quarterly, or customized repayment schedules.
Business Loan EMI Calculator
10,00,000
36 Months
12.5%
Monthly EMI
₹33,487
Total Interest
₹2,05,532
Total Amount
₹12,05,532
Eligibility
Business Loan Eligibility Criteria
Business Vintage
Minimum 3 years in business operations
Annual Turnover
Minimum ₹10 lakhs annual turnover
Profitability
Business should be profitable for last 2 years
Credit History
Good credit score (700+) and clean banking history
Documents Required
Business Documents
- Business Registration Certificate
- GST Registration Certificate
- MSME Certificate (if applicable)
- Business Address Proof
- Bank Statements (Last 6 months)
- ITR of Business (Last 2 years)
Promoter Documents
- PAN Card
- Aadhaar Card
- Address Proof
- Passport Size Photographs
- ITR (Last 2 years)
How to Apply
Simple 4-Step Application Process
01
Apply Online
Fill simple online application form with basic business details
02
Submit Documents
Upload required documents through our secure portal
03
Verification
Quick verification and approval within 72 hours
04
Loan Disbursal
Amount transferred to your account within 5-7 days
Ready to Grow?
Apply for Business Loan
Take the first step towards business expansion. Our dedicated relationship manager will guide you through the entire process and help you get the best financing solution.
Call Us
18002363636 (Business Loans Desk)
Email Us
businessloans@finalixindia.com
Working Hours
Mon - Sat: 9:30 AM - 6:30 PM
Business Loan Application
FAQ
Frequently Asked Questions
You can get business loans from ₹50,000 up to ₹2 crores, depending on your business turnover, profitability, and creditworthiness. The exact amount is determined after evaluating your business financials and requirements.
We provide quick approval within 72 hours for complete applications with all required documents. The entire process from application to disbursal typically takes 5-7 working days.
We offer both secured and unsecured business loans. For loans up to ₹50 lakhs, we provide unsecured options based on your business turnover and credit profile. Higher amounts may require collateral.
While we prefer businesses with 3+ years of operations, we do consider applications from businesses with 1-2 years of operations if they have strong financials, good credit history, and adequate cash flow.
Our processing fees range from 1% to 2% of the loan amount, depending on the loan type and amount. There are no hidden charges, and we provide complete transparency in all fees and charges.