Car Loan
Car Loan Details:
Finalix India offers attractive car loans with competitive interest rates and flexible repayment options to help you drive your dream car. Whether you're looking for a new car or a pre-owned vehicle, our car loans are designed to make your car purchase hassle-free. We offer financing for all types of cars including hatchbacks, sedans, SUVs, and luxury vehicles. With our quick approval process and minimal documentation, you can get the funds you need to own your dream car without delay. Our flexible repayment options ensure that your EMI fits comfortably within your budget.
Why Choose Our Car Loan?
Our car loans come with numerous benefits that make car ownership affordable and convenient. We offer competitive rates and flexible terms to suit your financial needs.
- Loan amounts from ₹1,00,000 to ₹50,00,000
- Flexible repayment tenure from 1 to 7 years
- Competitive interest rates starting from 8.5% p.a.
- Up to 90% financing on ex-showroom price
- Quick approval within 24 hours
- Financing for new and pre-owned cars
- Insurance and RTO assistance included
Eligibility Criteria
To apply for a car loan with Finalix India, you need to meet the following eligibility criteria:
- Indian citizen between 21 and 65 years of age
- Minimum monthly income of ₹25,000 for salaried individuals
- Minimum annual income of ₹3,00,000 for self-employed individuals
- Minimum 1 year of work experience for salaried individuals
- Minimum 2 years of business continuity for self-employed individuals
- Good credit score (650 and above)
- Stable employment or business history
Required Documents
Simple documentation process for quick approval:
- Identity Proof: Aadhaar Card, PAN Card, Passport, or Driving License
- Address Proof: Aadhaar Card, Utility Bills, or Rental Agreement
- Income Proof: Salary slips (last 3 months) or Bank statements (last 6 months)
- Employment Proof: Employment certificate or Business registration documents
- Age Proof: PAN Card, Passport, or Birth Certificate
- Car Quotation: Proforma invoice from car dealer
- Photographs: 2 recent passport-size photographs
Types of Cars Financed
We provide financing for various types of vehicles:
- New Cars (All brands and models)
- Pre-owned Cars (Up to 5 years old)
- Electric Vehicles (EVs)
- Luxury Cars
- SUVs and MUVs
- Commercial Vehicles
Ready to Drive Your Dream Car? 🚗
Get instant approval for your car loan with competitive interest rates and flexible repayment options. Our dedicated relationship managers will guide you through the entire process.
