Personal Loan
Personal Loan Details:
Finalix India offers personal loans with flexible repayment options and competitive interest rates to meet all your financial needs. Whether you're planning a wedding, funding education, going on vacation, or managing medical expenses, our personal loans provide the financial support you need without any collateral requirements. Our streamlined application process ensures quick approval and disbursement, helping you access funds when you need them the most. With transparent terms and no hidden charges, you can plan your finances with confidence and peace of mind.
Why Choose Our Personal Loan?
Our personal loans are designed to provide you with financial flexibility and convenience. With minimal documentation and quick processing, we make borrowing simple and hassle-free.
- Loan amounts from ₹50,000 to ₹25,00,000
- Flexible repayment tenure from 1 to 5 years
- Competitive interest rates starting from 10.5% p.a.
- No collateral or security required
- Quick approval within 24-48 hours
- Minimal documentation process
Eligibility Criteria
To apply for a personal loan with Finalix India, you need to meet the following eligibility criteria:
- Indian citizen between 21 and 60 years of age
- Minimum monthly income of ₹25,000 for salaried individuals
- Minimum annual income of ₹3,00,000 for self-employed individuals
- Minimum 1 year of work experience for salaried individuals
- Minimum 2 years of business continuity for self-employed individuals
- Good credit score (650 and above)
Required Documents
We believe in minimal documentation for quick processing:
- Identity Proof: Aadhaar Card, PAN Card, Passport, or Driving License
- Address Proof: Aadhaar Card, Utility Bills, or Rental Agreement
- Income Proof: Salary slips (last 3 months) or Bank statements (last 6 months)
- Employment Proof: Employment certificate or Business registration documents
- Photographs: 2 recent passport-size photographs
Ready to Apply for Personal Loan? 🚀
Get instant approval for your personal loan with competitive interest rates and flexible repayment options. Our dedicated relationship managers will guide you through the entire process.
