Finalix India offers convenient and affordable two-wheeler loans for purchasing new bikes and scooters. Whether you're looking for a stylish motorcycle for daily commute, a scooter for city rides, or a powerful bike for adventure, our two-wheeler loans make your dream ride accessible with easy EMIs and minimal documentation. We finance all major brands including Hero, Honda, TVS, Bajaj, Yamaha, Royal Enfield, and more. With our quick approval process and flexible repayment options, you can ride your dream two-wheeler without financial stress.
Why Choose Our Two Wheeler Loan?
Our two-wheeler loans are designed to make bike ownership easy and affordable. With competitive interest rates, flexible tenure, and quick processing, we ensure you get the best financing deal for your two-wheeler purchase.
Loan amounts from ₹20,000 to ₹5,00,000
Flexible repayment tenure from 1 to 5 years
Competitive interest rates starting from 9% p.a.
Up to 90% financing on ex-showroom price
Quick approval within 24-48 hours
Minimal documentation process
Insurance and RTO assistance included
Eligibility Criteria
To apply for a two-wheeler loan with Finalix India, you need to meet the following eligibility criteria:
Indian citizen between 18 and 65 years of age
Minimum monthly income of ₹15,000 for salaried individuals
Minimum annual income of ₹2,00,000 for self-employed individuals
Minimum 6 months of work experience for salaried individuals
Minimum 1 year of business continuity for self-employed individuals
Resident of the area where the vehicle will be registered
Valid driving license (at least learning license)
Good credit history (preferred but not mandatory)
Required Documents
Simple documentation for quick processing:
Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
Address Proof: Aadhaar Card, Utility Bills, or Rental Agreement
Income Proof: Salary slips (last 3 months) or Bank statements (last 6 months)
Age Proof: PAN Card, Passport, or Birth Certificate
Two-Wheeler Quotation: Proforma invoice from dealer
Driving License: Valid driving license (at least learning license)
Photographs: 2 recent passport-size photographs
Employment Proof: Employment certificate or Business registration
Types of Two-Wheelers Financed
We provide financing for various types of two-wheelers:
Motorcycles (100cc to 650cc+)
Scooters (All makes and models)
Electric Two-Wheelers (EVs)
Premium Bikes
Sports Bikes
Adventure Bikes
Commuter Bikes
EMI Calculator
Calculate Your EMI
₹20,000
₹5,00,000
9%
15%
12 months
60 months
EMI Breakdown
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Total Interest
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*EMI calculation is indicative. Actual EMI may vary.
Get instant approval for your two-wheeler loan with competitive interest rates and flexible EMI options. Our relationship managers will guide you through the entire process and help you choose the best financing option.