Credit Cards
Experience Premium Credit Card Benefits
Choose from our range of premium credit cards designed to match your lifestyle. Enjoy exclusive rewards, cashback offers, travel benefits, and flexible payment options.
Welcome Benefits Worth ₹5,000
Complimentary Airport Lounge Access
Up to 5% Cashback on Spending
Zero Fraud Liability Protection
Premium Cards
Choose Your Card
Our Credit Card Portfolio
Platinum
Finalix Platinum Card
Perfect for everyday spending with maximum rewards
Annual Fee: ₹1,500
Reward Rate: 2.5%
4 Lounge Access/yr
Travel Insurance
Key Highlights:
- 5X rewards on dining & entertainment
- 1% fuel surcharge waiver
- Complimentary movie tickets
- 24/7 concierge service
Premium
Signature
Finalix Signature Card
Luxury benefits for premium lifestyle
Annual Fee: ₹5,000
Reward Rate: 4%
Unlimited Lounge Access
Golf Program
Key Highlights:
- 10X rewards on travel & luxury
- Complimentary airport transfers
- Priority pass membership
- Personal relationship manager
Travel
Finalix Travel Card
For frequent travelers and explorers
Annual Fee: ₹2,500
Air Miles: 4 per ₹150
8 Lounge Access/yr
Hotel Discounts
Key Highlights:
- Zero forex markup charges
- Complimentary travel insurance
- Airline & hotel partnerships
- Travel concierge service
Why Choose Our Cards
Unmatched Benefits & Features
Secure Transactions
Advanced security features including EMV chip, OTP verification, and 24/7 fraud monitoring.
Digital First
Manage your card through our mobile app with instant transactions and spending insights.
Flexible Payments
Convert big purchases into easy EMIs with 0% interest options available.
24/7 Customer Support
Round-the-clock customer service for card blocking, queries, and emergency assistance.
Rewards Calculator
50,000
Monthly Rewards
₹1,250
Annual Rewards
₹15,000
Air Miles (Travel Card)
1,333 miles
Eligibility
Credit Card Eligibility Criteria
Platinum Card
- Age: 21-60 years
- Minimum Income: ₹4 Lakhs p.a.
- Credit Score: 750+
- Employment: Salaried/Self-employed
Signature Card
- Age: 25-65 years
- Minimum Income: ₹12 Lakhs p.a.
- Credit Score: 800+
- Employment: Established professionals
Travel Card
- Age: 23-60 years
- Minimum Income: ₹6 Lakhs p.a.
- Credit Score: 750+
- Employment: Frequent travelers preferred
Documents Required
Identity Proof
- PAN Card (Mandatory)
- Aadhaar Card
- Passport
- Driving License
Address Proof
- Aadhaar Card
- Passport
- Utility Bill (Last 3 months)
- Rental Agreement (if applicable)
Income Proof
- Salary Slips (Last 3 months)
- Bank Statements (Last 6 months)
- ITR (Last 2 years)
- Form 16 (for salaried)
How to Apply
Simple 3-Step Application Process
01
Online Application
Fill the simple online form with basic personal and income details
02
Document Upload
Upload required documents through our secure portal
03
Card Delivery
Get your card delivered within 7 working days after approval
Ready to Apply?
Apply for Credit Card
Join thousands of satisfied customers enjoying premium credit card benefits. Our dedicated team will guide you through the application process.
Call Us
+91-11-23456789 (Cards Desk)
Email Us
creditcards@finalixindia.com
Working Hours
Mon - Sun: 8:00 AM - 10:00 PM
Credit Card Application
FAQ
Frequently Asked Questions
For complete applications with all required documents, we provide instant approval in most cases. The physical card is delivered within 7 working days to your registered address.
Credit limits vary based on your income, credit history, and repayment capacity. Typically, limits range from ₹50,000 to ₹10 lakhs for Platinum cards, and ₹2 lakhs to ₹25 lakhs for Signature cards.
We believe in complete transparency. All fees including annual fees, interest rates, and other charges are clearly disclosed during the application process. There are no hidden charges.
Yes, we offer annual fee waivers based on your spending patterns. Typically, if you spend a certain amount annually (e.g., ₹2-3 lakhs depending on the card), the next year's annual fee is waived.
You can redeem reward points through our mobile app or internet banking for various options including statement credit, gift vouchers, airline miles, merchandise, or charity donations.